Wells Fartgo and the idoits who run it and shake down old people.

It’s been awhile since i have typed up something on here and I’ve made it a point to catch up and get something on here.  I’ve been dealing with a mortgage company from hell or pretty close to it and, it does take a lot of time.   I’ve tried to reason with this company , I’ve tried pleading , I’ve even tried to get them to realize this mortgage was flawed from the inception. It’s gone to the point of throwing lawyers at the bank and seeing if they will listen, Ironically they are trying to play deaf, dumb and, blind to said lawyers.  Rather than replying to any request the lawyer sends out they in turn reply to us and try to scare the hell out of the people in this house by sending people to “check if the property is occupied” it is alright.

The first instance of these so called inspectors ended up with a man trespassing on to the property and recanting on how he “beat his son and went to jail for breaking his arm”.  he’d also went on about responsibilities and such to my mother, I was not home at the time and It only was made known a few days later to me.  Now fuckstick stuff like that and being a representative of a large company hiring thugs sounds like something out of a movie plot that Brian De Palma would direct. That said alone it is a threatening posture to take . he Was told to leave the property and while being told he continued to keep taking pictures of the yard inside the yard and inside the garage. Now I don’t take nicely to people trespassing on my property nor masked threats, You don’t treat people like they are shit nor to you recant your life as a criminal when you’re representing a company. Calls to wells fargo went unanswered or passed off to different departments, and treated as if it did not happen.

The Second incident took place Not more than a month later. Again a person trespassed into the yard and was either looking around or otherwise , When confronted he went to his car and sat in the car with the windows up, when confronted the person would not identify who they are and what they were doing. After a momment that person put down there window and said “HI” and than pulled out almost hitting the person trying to get some identification from this person to who and what they were doing, since all they leave on the house is an envelope with a phone number in it. unknown to asshat whom almost hit someone he has been caught on camera and pictures exist of the incident.

I was livid and called the number in the envelope and asked when since wells fargo was trying to corner the market on murder, to which the person said sorry and said there was nothing that could be done since it was a third party , My ass…. They are hired by wells fargo and they control what these little droids do.  Its nothing short of bullying and scare tactics in order to scare the people whom have mortgages with the company, I’ve fought my way through this and if i even started on the fraud that wells fargo has done I’d have to rename this site Wellfargofraud.net.

It has got to the point where if i call my own mortgage company they will not talk to me in ANY details about anything other than pay us money , if you want information from us its Subpoena only.  I was forced on to the mortgage, I was defrauded on the Initial application and since 2008 I’ve been trying to confront this issue to which wells fargo(wacovia) has categorically ignored any and all communication from me and will only talk to my mother.  to this end I’ve sacrificed almost any credit i have in order to keep this house due to this scam of a loan.  Wells Fargo/Wachovia/World Financial has got away with defrauding almost every American out there and with the foreclosure fraud settlement they have basically got away with murder without as much as a slap on the wrist.  36 billion is a drop in a bucket the size of china when it comes to how much they have invested into derivatives / oil / securities and everything else.

I could write all the issues i’ve been having in this post but I think I’d overrun the internets bandwidth in doing so with this company and how they treat people. So I will save it for another couple of posts….


Posted in Economy, Money, politics, Rip off, wells fargo and tagged , , , , , , by with no comments yet.

Media.. A bit late for halloween and early on april fools about the economy.

<!– @page { margin: 0.79in } P { margin-bottom: 0.08in } A:link { so-language: zxx } –>I’ve been following the economy for awhile. Yes, we are in a bad downturn but, what gets me is the media.. Rather than being somewhat neutral to the issue they are betting on the apocalypse. There aim has me confused. rather than trying to see both sides of an issue they are aiming for getting average Joe into a clustfuck frenzy. Take Time Magazine for an example.

The 171 banks on the FDIC’s “problem list” encompass only about 2 percent of the nearly 8,500 FDIC-insured institutions. Still, the increase from 117 in the second quarter is sharp, and the current tally is the highest since late 1995. (See pictures of the stock market crash of 1929.)

OK.. first off 171 banks out of 8500 A whole 2% (2.011%).. WOW… but look at the eye-catcher here. “See Pictures of the Stock market Crash of 1928” what the fuck? stock market.. ? yet the article is speaking about FDIC insured banks?  Why not just throw in some pictures of nukes while we are at it .

Reading further into the article you will also see.

The FDIC said total assets held by troubled institutions climbed from $78.3 billion to $115.6 billion — a figure that suggests that the nation’s top 20 banks aren’t on the list, even though they are getting slammed, too, by the growing credit crisis. The FDIC does not reveal the names of the institutions it deems troubled. (See pictures of the recession of 1958.)

Nice even though the top 20 banks are not on the list we would like to remind you something that happened 50 years ago k thx. Sure the economy is in a downturn but due to deregulation and other things the market to my belief is overinflated the fuck outta. Big businesses have been having a field day trying to break down things and increasing the cost of everything , Im surprised they have not added a device to count your farts for some sort of health diet.  The way the banks have gone I saw it coming but I was never sure when this was going to hit , Back about 2 years ago i was getting credit card applications on a daily basis and when i saw this I only thought to myself “this is going to end well”. The banks got themselves into this situation and now they are screaming for help when what they did came back to bite them in the ass like a bear chasing a man coated in beef and Honey.

What is Ironic to me is rather than help the people who are directly affected by this the banks got bailed out and the people who have lost there houses have not, So what the hell. I mean thats like helping out a drunk driver rather than the person he hit. Honestly this 700billion dollar bailout stinks like hell and more and more companies and businesses are jumping on the ME TOO bandwagon even though they have caused these issues on there own,  Car makers… Rather than make fuel efficient cars they kept coming out with beastly huge ass cars that got 0.1 mile to the gallon, when oil peaked this year they did not adjust there strategy to cope with the situation.

If you follow crude oil prices they had at least 5 years of forewarning. Other car makers adjusted around the time oil started spiking, and they are not nearly as bad off as US car makers. Oil companies keep posting these all time record profits and yet every time they say it has nothing to do with them ripping off people by gouging them which makes no sense.

My opinion here.. Sure it sounds bad but, Let these companies fail. its a hard lesson but rather than propping them up Every time they decide to have drunken bender of loaning out billions to people who honestly could not afford it, i think the banks should have some responsibility here. Same with the Car companies. Every time i hear bailout these days I cringe because, these bailouts are not working as intended. Bail out the average Joe rather than these companies. Don’t even put the money in there hands just say hey your mortgage is payed for x months, and give them a contract that says they have to either straighten up finances or get out of dodge.

Posted in Economy, Money, politics and tagged , , , , , by with 1 comment.